The Habits We Inherit, The Wealth We Avoidđź’
There’s a story I heard once.
A woman was preparing roast chicken. Before putting it in the oven, she cut off both wings.
Her daughter asked why.
She shrugged: “That’s how my mum did it.”
Be clear, be confident and don’t overthink it. The beauty of your story is that it’s going to continue to evolve, and your site can evolve with it. Your goal should be to make it feel right for right now. Later will take care of itself. It always does.
🔑 Inherited Phrases. Invisible Rules.
Money works the same way.
Most of us are carrying money habits we didn’t choose.
We grew up hearing things like:
“Money doesn’t grow on ______.”
“More money, more ______.”
“Money is the root of all ______.”
“Time is ______.”
And notice — you probably filled in those blanks instantly.
That’s how deeply these phrases live in us. At first they sound harmless. But over time, they quietly shape our choices.
❌ We avoid investing because it feels “risky.”
❌ We undercharge because we’re afraid of seeming greedy.
❌ We save out of fear.
❌ We spend out of guilt.
Not because we’re careless but because we never stopped to ask:
❓ “Is this belief even mine?”
⏳ The Myth: Time is Money
Take one example:
“Time is money.”
It sounds smart, but it it’s one of the most dangerous phrases we inherit.
If I offered you a billion pounds, but you had to die tomorrow, would you take it?
Of course not. Because time is far more valuable than money.
Time is finite. Money isn’t. Governments can literally create more of it.
“If you don’t find a way to make money while you sleep, you will work until you die.”
— often credited to Warren Buffett
So why spend your whole life trading the one thing you can’t replace (time) for something that can always be created (money)?
💡 Wealth comes when you shift money from wages to workhorse — from something you only earn, to something you also grow.
🗣️ What My Mum Taught Me About Living Free
But here’s the challenge: the moment you start thinking differently about money, people will talk.
They’ll say you’re too ambitious.
They’ll say you’ve changed.
They’ll question your priorities.
That’s when my mum’s words come back to me:
“If you do, they will say. If you don’t, they will still say. So let them say.”
Her reminder was simple: don’t live small for other people’s approval.
And it applies to money too.
✅ You don’t need to stay small to stay true.
✅ You don’t need to cut off the wings just because someone before you did.
âś… Let them say.
✨ Your Turn
What’s one money belief you inherited — but no longer want to carry?
👉 Name it.
👉 Challenge it.
👉 Replace it.
Because sometimes building wealth begins with unlearning old habits.
— Toyosi
