💡You Don’t Need to Be an Expert to Start Investing

🚗 What Driving Taught Me About Investing

I was 18 when I first started learning how to drive.

For a lot of young people, getting your licence feels like freedom — that first real sense of independence.

When I think back, what stands out isn’t how much I knew — it’s how much I didn’t.

I had no idea what I was doing half the time. But that didn’t stop me from getting in the car each lesson, turning the key, and finding my flow along the way.

I once heard someone say, “You only really learn to drive after you pass your test.”
I didn’t realise it then, but that line stuck with me.

Theory teaches you how it should work — but being on the road shows you how it really work.

It’s the same with investing. You can study, plan, and prepare all you want — but until you put your money to work, it’s all theory.

💬 You Don’t Need to Be a Mechanic to Drive

The good thing is, you don’t need to be an expert to invest — just like you don’t need to be a mechanic to drive.

You don’t have to understand every part under the hood; you just need to know the basics to keep things running.

There’s an investment size and approach for every budget and personality. Some start with a small hatchback, others with something a little more luxurious, the point is, you start and learn as you go.

🧭 1️⃣ Know where you’re going → Set a clear goal

Before you drive off, you need a destination.

Investing works the same way.

Whether it’s saving for a home, investing for your kids, or building a future where work becomes optional — knowing your why gives direction.

Without it, it can feel like you’re just driving in circles.

📌 Focus on direction.

🛣️ 2️⃣ Stay on the road → Stick to your plan

Distractions are everywhere.

In driving and investing, it’s easy to get pulled off course by noise, trends, or other people’s routes.

Stay in your lane.
Slow and steady beats jumping between lanes.

And as I’ve shared before — time in the market always beats timing the market.

📌 It’s not about speed — it’s about staying the course.

⛽ 3️⃣ Keep the tank topped up → Even £25 a month adds up

Momentum matters.

You don’t need thousands to start — consistency is what builds momentum.

Even £25 a month can go a long way.
Most platforms let you automate your contributions — like topping up your tank before a long journey.

With ETFs or similar funds, you can own a piece of hundreds of businesses for just a few pounds.

📌 Small deposits compound over time.

🔧 4️⃣ Book your service → Review once or twice a year

Every car needs a check-up — your money does too.

Once or twice a year, take a look under the hood:
• Are you still heading toward the same goal?
• Can you top up a little more?
• Has your route or your life changed?

You don’t need to check the dashboard every week — just make sure the engine’s running smoothly.

🚦 Final Thought

You don’t need to have it all figured out or have a lot of money to begin — just the willingness to start and keep going.
Like driving, the real confidence comes from time on the road.

If you’d like help reviewing your goals or want to explore how to invest in a way that fits your personality and long-term plans, I offer both one-to-one and group sessions — think of it as your financial “service check.”